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Visa Advantage

Looking for REALLY Low Interest?

If you carry balance on your card and are in the market looking for the most competitive rates, this is your best option. With our low-rate card, you will no longer need to look for another balance transfer offer!

Visa Advantage

Benefits

  • $0.00 Annual Fee
  • Low adjustable rate
  • Limit up to $30,000

Low Introductory Rate

  • 1.99% Introductory Rate for 6 months on new purchases
  • After the promotional period, standard variable APR applies, currently as low as 10.740% 

 

Additional Benefits

 

Enhanced Security & Features

24/7 Fraud Monitoring

Your account is monitored for transactions that may indicate fraudulent activity, and we may contact you immediately if fraud is suspected.

Autopay

Set-up one-time or recurring payment and your payment will be made automatically on the requested pay date.

Travel Notification

Adding Travel Notifications is quick and easy, and will ensure better protection, support and monitoring for your card while you travel.

Account Alerts

Simply set up personalized email or text reminders to stay on top of your purchases, balances, and payments due dates.

Contactless Chip Technology

Simply tap to pay where you see the Contactless Symbol. You can make purchases quickly, easily, and securely at millions of locations.

Digital Wallet Technology

Discover more ways to pay by adding your PSFCU credit card to your mobile device then shop in-store and online using Apple Pay®, Google Pay™ or Samsung Pay.

Freeze and Unfreeze Your Cards

Have control over your card. You can quickly and easily lock and unlock your credit card using any of the PSFCU digital channels, online and mobile, in-branch or over the phone.

FICO® Credit Score

FICO® Score available on monthly credit card statement for Primary cardholders

 

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