E-Statement Enrollment Prize Drawing Official Rules

E-Statement Enrollment Drawing

Official Rules

NO PURCHASE NECESSARY. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT IMPROVE YOUR CHANCES OF WINNING.

Sponsor: Polish & Slavic Federal Credit Union (“PSFCU”), 100 McGuinness Blvd., Brooklyn, NY 11222.

Promotional Period:  The promotion begins at 12:00:00 a.m. Eastern Daylight Time (EDT) on September 1, 2024 and ends at 11:59:59 p.m. EDT on October 31, 2024 with each month serving as individual sub-period to draw three (3) prizes each month.  The September sub-period begins at 12:00:00 EDT on September 1 and ends at 11:59:59 EDT on September 30, 2024 and October sub-period  begins at 12:00:00 EDT on October 1 and ends at 11:59:59 EDT on October 31, 2024.  The drawings will be performed by October 8th and by November 8th respectively at the PSFCU Operations Center located at 9 Law Drive, Fairfield, NJ 07004.

Eligibility: PSFCU members who are 18 years or above and enroll to receive E-Statement from PSFCU via PSFCU Online Banking. Must have the “member in good standing” status and must not have had E-statement enrollments within the past 3 months.  The E-Statement enrollment must be in effect for at least one year.

Employees, officers, and volunteers of the Polish & Slavic FCU and its affiliates, and their immediate family members and persons residing in the same household, are excluded from participating in the drawing.

How to Enter: There are two ways to enter:
1.) Automatically: To enter, you must enroll to receive eStatements from Polish & Slavic FCU via Online Banking during the Promotional Period.
2.) Entry Form: Other individuals may also enter by completing an entry form “E-Statement Enrollment” available at every PSFCU branch.  The completed form must be received by the branch by 6:59:59 EDT on September 30th or October 3 sub-period, respectively.  Duplicate, multiple or illegible entries will be disallowed.  Void where prohibited. 

Prizes: One (1) prize of $1,000, one (1) prize of $750, and one (1) prize of $500.

Winner Selection: Winners will be randomly selected from among all eligible entries submitted during the Promotional Period. 
No transfer or substitution of prizes by Prize Winner is permitted.

Drawing Procedure:  1.) All eligible enrollments for applicable sub-period will be compiled in an Excel spreadsheet, arranged by date  with an assigned unique identifying ordinal number matched to each transaction. 

2.) A copy of the list of entries will be provided to the Auditor for further verification of the drawing procedure. The list of entries will be verified for eligibility prior to entering the drawing.

3.) The drawing will be carried out by generating random integer numbers within a range beginning with 1 and ending with the ordinal number for the last entry. Random numbers will be generated using a random number generator on the random.org Internet portal. For the purpose of the drawing, only a range of numbers and the amount of numbers to be generated will be entered into the portal. NO CONFIDENTIAL MEMBER INFORMATION WILL BE RELEASED TO THE PUBLIC DOMAIN DURING THE DRAWING PROCEDURE.

4.) The prize winners will be drawn as follows:

For each Prize: One (1) random unique number, followed two (2) alternate winner 

Alternate winners will win the prize should the original winners be ineligible or unreachable.

5.) Drawings will be conducted by October 8th for September enrollments and by November 8th for October enrollments.

5.) Generated random numbers will be printed out during the drawing in duplicate, providing one set of prints to the Auditor for review purposes.

6.) Generated numbers will be matched to the transaction in Excel spreadsheet(s).  A list of winners will be compiled by card number and cardholder’s name. The list will be double-checked for eligibility and then forwarded to the Auditor for verification. The Auditor will check the winners list against his drawing printouts and the Excel sheets provided to him/her prior to the drawing. 

7.) Once the winners list is approved by the Auditor, winners will be notified by phone and mail. 

Taxes: All federal, state, and local taxes, if any, are the sole responsibility of the winner. Prizes are subject to the IRS reporting on form 1099.

Restrictions: This drawing is subject to all applicable federal, state, and local regulations. Offer is void where prohibited by law.
Additional Provisions:  Prior to receipt of their prize, the winner will be required to sign an affidavit of eligibility and must grant permission to publish his/her name and likeness in Sponsor’s social media platforms, member communications and advertisements. The signed publicity release must be received by Sponsor, within seven (7) days of being notified by Sponsor or winner will be deemed to have forfeited his/her prize. By participating in the drawing, participants agree to release, discharge, and hold Polish & Slavic Federal Credit Union harmless from any liability, claims, losses, or damages arising out of or relating to their participation in the drawing or the acceptance, use, misuse, or possession of any prize received in this drawing.

BY ENTERING YOU AGREE TO RELEASE AND HOLD HARMLESS POLISH & SLAVIC FEDERAL CREDIT UNION AND ITS SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTION AGENCIES, PARTNERS, REPRESENTATIVES, AGENTS, SUCCESSORS, ASSIGNS, EMPLOYEES, OFFICERS AND DIRECTORS FROM ANY LIABILITY, ILLNESS, INJURY, DEATH, LOSS, LITIGATION, CLAIM OR DAMAGE THAT MAY OCCUR, DIRECTLY OR INDIRECTLY, WHETHER CAUSED BY NEGLIGENCE OR NOT, FROM (I) SUCH ENTRANT'S PARTICIPATION IN THE DRAWING AND/OR HIS/HER ACCEPTANCE, POSSESSION, USE, OR MISUSE OF ANY PRIZE OR ANY PORTION THEREOF, (II) TECHNICAL FAILURES OF ANY KIND, INCLUDING BUT NOT LIMITED TO THE MALFUNCTIONING OF ANY COMPUTER, CABLE, NETWORK, HARDWARE OR SOFTWARE, (III) UNAUTHORIZED HUMAN INTERVENTION IN ANY PART OF THE ENTRY PROCESS; (IV) ELECTRONIC OR HUMAN ERROR WHICH MAY OCCUR IN THE ADMINISTRATION OF THE PROMOTION OR THE PROCESSING OF ENTRIES.. PSFCU IS RESPONSIBLE SOLELY FOR PROVIDING THE PRIZES TO THE WINNERS. 

ARBITRATION/CHOICE OF LAW: Drawing/Sweepstakes shall be governed by the laws of the State of New York. Any and all legal actions or claims arising in connection with this drawing/sweepstakes must be brought in a court of competent jurisdiction within the United States. By participating in this sweepstakes, each entrant accepts the conditions stated in these Official Rules, agrees to be bound by the decisions of the judges and warrants that he/she is eligible to participate in this drawing/sweepstakes.

WINNER LIST: For a complete list of winners, send a self-addressed, stamped envelope for receipt by November 29, 2024 to: Polish and Slavic Federal Credit Union, Holiday Debit Card Promotion, c/o Marketing Department, 9 Law Drive, Fairfield, NJ 07004.

NO PURCHASE NECESSARY. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT IMPROVE YOUR CHANCES OF WINNING.